apple card reddit credit limit

This can be as little as 300 1000 or as much as 5000 or more. All else is good.

Some Apple Employees Are Getting Apple Card So I Received This Photos Edited The Name To Protect The Source And This Also Works As A Watermark R Iphone

While the Apple Cards financial health help page says you can request a credit limit increase after as little as four months other Apple Card documentation mentions establishing credit history for six months or more before you apply.

. Select the Message icon to send. My credit score was only 524 at applying I did it anyways because I heard Apple offered help with a path to Apple Card basically advice on how to build credit for people with poor credit. With iOS 147 Apple announced that Apple Card Family members can combine credit limits to create a co-owned account with the lower of the two APRs.

Enjoy Cardholder Benefits Such As 0 Fraud Liability and No Foreign Transaction Fees. Open sky kickoff and self and a car loan about 15 years oldso easiest high limit ones with this credit info. 40K is the highest Ive seen reported.

Apple Card is just pathetic. But yours may be more if your credit score income and other financial information qualify you for it. Tap the More icon a circle with three dots.

I have an installment on 13 pro max but I have 1361 on it right now which is the highest so far but its not due until January 31 and I first started off a 250 credit limit when Apple Card first launched always pay my balance in full before due date never paid interest. In 2019 for all cards held by a single person was 31015 its easy to see how keeping the balances low can increase credit. I asked for and was declined a credit increase.

Yes they approved me 2K it was my first apple product I never had an apple productservice before so this was my first one I ordered an iPhone using the card and from that day I stopped using my other credit cards. Daily Cash 2 cash back with every purchase 3 with purchases at Apple clean look at your transactions. Message 1 of 68.

Theres a few people who have up to 50K limits Ive seen but not many. In a credit card. If youre having trouble doing that there.

Came here to say this. Yet Apple wont give me more than 8k. Ad Worried About Approval.

I have an 830 credit score 200Kyear salary and ZERO debt outside a small mortgage. The process requires them to perform a hard credit check if you request a CLI yourself. Credit limit no alterations Apple says 6 months you can ask.

Open the Wallet app on your phone. Inquiries about 8 on trans union and 15 on experian mostly car loan refinance as some same day 10 accounts in 2 years including store cards. No late fees no annual fees no over limit fees no international fees on this credit card.

Depending on your overall creditworthiness the interest rate that youre assigned could be anywhere from a low of 1099 to 2199 V at the most. The highest Ive seen is 40k with the apple card. If youre not satisfied with your limit you might request a credit limit increase after 6 months of opening your account.

Not bad for a card that isnt considered tier 1 or anything. The starting credit limit for the Apple Credit Card is 250. Use Our Risk-Free Tool See Pre-Approved Offers Before Applying.

This article highlights a number of factors that Goldman Sachs uses in combination to make credit decisions but doesnt include all of the details factors scores or other. Upon applying and being approved for the card each user is given a set limit for how much money they can spend on it. To request an Apple Card limit increase follow these steps.

The average among credit cards for people with good credit is about 1884. The issuer will also periodically review your account to see if youre eligible for an increase. Lower apr I have seen with people who have no credit.

So I was actually shocked I applied expecting to be denied for sure. Sign in to view your Apple Card balances Apple Card Monthly Installments make payments and download your monthly statements. None of my other credit cards have a limit less than 20k.

This is probably the highest or max you can get or close to it. The simplicity of Apple. Select the Apple Card.

Get up to 3 unlimited Daily Cash back on every purchase. Total credit is over 500k high limit of another card is 59k with 0 utilization. Credit Limit for Apple card is based on a number of factors.

Six months is a fairly standard time frame for demonstrating that youre a responsible cardholder but the longer. If someone isnt pleased with the credit limit they receive for their Apple Card there is a quick and easy way to request a larger one. Message them in the Apple Card section complete a request for a limit increase.

Low age of credit. You can file a dispute with TransUnion if you believe the credit score provided by them for your application is. If your credit limit lower than expected you should have received an email to the email address used to apply explaining the reasons.

Goldman Sachs 1 uses your credit score your credit report including your current debt obligations and the income you report on your application when reviewing your Apple Card application. Your information lives on your iPhone beautifully laid out and easy to understand. When you consider that the average credit card limit in the US.

We eliminated fees 1 and built tools to help you pay less interest and you can. Deleted 3 yr. The average credit card offer currently has a regular APR of roughly 1832.

How your Apple Card application is evaluated - Apple Support. Credit Karma Member. But to my surprise they ended up approving me only a 250 limit.

I have not carried a monthly balance on my cards or missed a payment in 30 years. The Reddit user under the name PoliticalGuy2016 delivered a particularly biting critique of Apples AAPL 290 card in a post entitled Ive owned the Apple Card for 3. I used this apple card every day the first month I used over 300 transections thats over 10k basically I paid my card at.

A lot have had it drop to 1299 after hard inquiry but their limits are 300 and under for the most part. With Apple Card we completely reinvented the credit card.

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